金融发展研究
金融髮展研究
금융발전연구
JOURNAL OF FINANCIAL DEVELOPMENT RESEARCH
2009年
7期
77-80
,共4页
保险法%不可抗辩条款%立法价值
保險法%不可抗辯條款%立法價值
보험법%불가항변조관%입법개치
insurance law%incontestable clause%legislative value
2009年2月28日,新<保险法>颁布,其引入了不可抗辩条款.这一条款不仅能够规范保险人行为,保护投保方利益,更能适应国际惯例,提高我国保险人的竞争能力,迎接外资保险的挑战.本文回顾了不可抗辩条款的历史进程,并对其修法价值进行了陈述,最后立足国情,对不可抗辩条款在实际操作中提出了一些的建议.
2009年2月28日,新<保險法>頒佈,其引入瞭不可抗辯條款.這一條款不僅能夠規範保險人行為,保護投保方利益,更能適應國際慣例,提高我國保險人的競爭能力,迎接外資保險的挑戰.本文迴顧瞭不可抗辯條款的歷史進程,併對其脩法價值進行瞭陳述,最後立足國情,對不可抗辯條款在實際操作中提齣瞭一些的建議.
2009년2월28일,신<보험법>반포,기인입료불가항변조관.저일조관불부능구규범보험인행위,보호투보방이익,경능괄응국제관례,제고아국보험인적경쟁능력,영접외자보험적도전.본문회고료불가항변조관적역사진정,병대기수법개치진행료진술,최후립족국정,대불가항변조관재실제조작중제출료일사적건의.
February 28, 2009, the new "Insurance Law" enacted, and incontestable clause be introduced, this provision will not only be able to regulate insurers and protect the interests of the insured party, but also to adapt to international practices,improve the competitiveness of insurers to meet the challenges of foreign insurance companies.The paper can not be recalled the historical process of incontestable clause, and statements the value of amending the law.Finally, based on our national conditions, the paper made a number of recommendations about incontestable clause in actual operation.
