CAJ | 학술논문

以我国31个省（市、自治区）的保险密度和保险深度为属性数据，利用ArcGIS和GeoDa软件，运用空间统计方法。对我国财产保险市场的地区空间差异进行实证分析。结果表明：我国财产保险的保险密度与保险深度的分布特征在南北方向上基本一致，在东西方向上不一致；各地区保险密度的分离度高于保险深度的分离度；我国财产保险发展存在显著的空间自相关和空间聚集现象。
이아국31개성（시、자치구）적보험밀도화보험심도위속성수거，이용ArcGIS화GeoDa연건，운용공간통계방법。대아국재산보험시장적지구공간차이진행실증분석。결과표명：아국재산보험적보험밀도여보험심도적분포특정재남북방향상기본일치，재동서방향상불일치；각지구보험밀도적분리도고우보험심도적분리도；아국재산보험발전존재현저적공간자상관화공간취집현상。
This paper studies the spatial dynamics of regional disparities at the province level in China by analyzing property insurance density and penetration data of 31 provinces with support of ArcGIS and GeoDa software. Empirical resuhs show： the characteritstics of distribution of insurance density and insurance penetration are different. The regional disparities of insurgence density are larger than insurance penetration. There are significant phenomenon of spatial autocorrelation and clustering in Chinese property insurance market, and the development of regional property insurance has obvious regular in spatial pattern.