CAJ | 학술논문

国家助学贷款是“不使一名学生因为家庭经济困难而辍学”的重要保证，是资助困难学生的主渠道。贷款后学生的还款工作却日益成为困扰国家和高校的一个重要问题，使国家助学贷款贷后管理成为国家助学贷款风险防范方面研究的重要方向。
국가조학대관시“불사일명학생인위가정경제곤난이철학”적중요보증，시자조곤난학생적주거도。대관후학생적환관공작각일익성위곤우국가화고교적일개중요문제，사국가조학대관대후관리성위국가조학대관풍험방범방면연구적중요방향。
National student loan is an important guarantee of none student dropped out because of family economic hardship, and it is to fi nance poor students as the main channel. But repayment of student loan is increasingly becoming an important issue in colleges and universities, and the management of national student loan becomes an important direction of the national student loan risk prevention research. This paper attempts to make a simple analysis on this issue and put forward our ideas and proposals.