CAJ | 학술논문

　　评价指标选择是科学评价的基础。目前保险公司竞争力研究存在着指标选择随意性过强、科学性不足的问题，限制了保险企业竞争力研究的进一步深入。为解决保险公司竞争力评价指标选择科学性不足这一问题，文章利用综合指标选择方法，综合利用聚类分析、相关性分析、主成分分析等多元统计分析方法，并根据保险年鉴数据，选取代表性公司，对保险公司竞争力评价指标进行选择和精简，最终构造出由3个综合指标，6个分项指标组成的评价指标体系。
　　평개지표선택시과학평개적기출。목전보험공사경쟁력연구존재착지표선택수의성과강、과학성불족적문제，한제료보험기업경쟁력연구적진일보심입。위해결보험공사경쟁력평개지표선택과학성불족저일문제，문장이용종합지표선택방법，종합이용취류분석、상관성분석、주성분분석등다원통계분석방법，병근거보험년감수거，선취대표성공사，대보험공사경쟁력평개지표진행선택화정간，최종구조출유3개종합지표，6개분항지표조성적평개지표체계。
Evaluation index selection is the basis for scientific evaluation. Currently it has a strong arbitrariness and lack of scientific study in the research on insurance companies competitiveness which limits the future development in this filed. In order to solve the index selection problem, it use the composite index selection methods which integrates cluster analysis, correlation analysis, principal component analysis and other multivariate statistical analysis methods to select and streamlines the insurance company's competitiveness evaluation index system on the basis of representatives-companies-selection and Insurance Yearbook data. Finally the insurance company's competitiveness evaluation index system is conducted which is consisted of three composite indicators and six sub-indicators.