CAJ | 학술논문

近年来，受国际金融危机和银行紧缩银根双重影响，社会面资金供需矛盾突出，高利贷活动趁势抬头、发展蔓延，呈愈演愈烈之势，对职业高利贷经营者，运用刑法进行规制打击，已刻不容缓、势在必行。对此类案件的侦查应牢牢抓住非法从事金融业务即犯罪嫌疑人未经银行监督管理部门批准这一主线，以犯罪嫌疑人向不特定的单位和个人发放贷款为切入点，以社会危害性为重要衡量标准，开展深入细致的侦查取证工作。
근년래，수국제금융위궤화은행긴축은근쌍중영향，사회면자금공수모순돌출，고리대활동진세태두、발전만연，정유연유렬지세，대직업고리대경영자，운용형법진행규제타격，이각불용완、세재필행。대차류안건적정사응뢰뢰조주비법종사금융업무즉범죄혐의인미경은행감독관리부문비준저일주선，이범죄혐의인향불특정적단위화개인발방대관위절입점，이사회위해성위중요형량표준，개전심입세치적정사취증공작。
In recent years, under the influences of international financial crisis and banks＇ tight financial policies, the contradiction between the supply and demand of capital in society is so serious that usury takes the chance to spread and increase radically. Accordingly, it is urgent and necessary to restrict and combat the loan sharks by criminal law. The investigation of such cases should focus on the fact that the criminal suspects are illegally engaged in financial business without the permission of bank supervision departments and also should begin with criminal suspects providing loans to unspecified persons or enterprises, set social harms as a new measurement and go further to collect evidence.