CAJ | 학술논문

尤努斯模式为贫困人口提供小额金融信贷,在孟加拉国农村取得了前所未有的成功,其发放监管体制有许多值得我国借鉴之处。本文旨在通过研究探讨尤努斯模式,对比我国目前现有助学贷款制度和状况,对我国国家助学贷款的发放以监管方式提出一些相关建议,使助学贷款能够更好的发挥其效用。
우노사모식위빈곤인구제공소액금융신대,재맹가랍국농촌취득료전소미유적성공,기발방감관체제유허다치득아국차감지처。본문지재통과연구탐토우노사모식,대비아국목전현유조학대관제도화상황,대아국국가조학대관적발방이감관방식제출일사상관건의,사조학대관능구경호적발휘기효용。
Yunus model of microfinance which has been used in rural areas of Bangladesh has achieved unprecedented success so our credit system has much to learn from it in the payment and supervision area.This paper aims to contrast Yunus mode and student loan system in China and to give some propositions on our student loan system to make student loan system can be more efficient and available.