CAJ | 학술논문

通过建立高新技术企业自主创新影响因素的模型测算金融支持对广东高新技术企业自主创新的作用力度,并结合商业银行贷款的贡献率及存贷比状况对金融支持高新技术企业科技自主创新的效率进行实证研究,结果表明整体上看广东省金融运行活动对该类企业自主创新的支持力度不够,且效率偏低,各地区之间存在企业自主创新能力及金融支持效率的区域性差异。因此,应实施税收优惠和探索多元化风险分担机制来引导商业银行加大对企业创新贷款支持的力度,拓宽直接融资渠道,并针对区域特点制定相应的金融支持政策,这是进一步提升中国金融支持企业自主创新效率的有效途径。
통과건립고신기술기업자주창신영향인소적모형측산금융지지대엄동고신기술기업자주창신적작용력도,병결합상업은행대관적공헌솔급존대비상황대금융지지고신기술기업과기자주창신적효솔진행실증연구,결과표명정체상간광동성금융운행활동대해류기업자주창신적지지력도불구,차효솔편저,각지구지간존재기업자주창신능력급금융지지효솔적구역성차이。인차,응실시세수우혜화탐색다원화풍험분담궤제래인도상업은행가대대기업창신대관지지적력도,탁관직접융자거도,병침대구역특점제정상응적금융지지정책,저시진일보제승중국금융지지기업자주창신효솔적유효도경。
This paper used the Cobb-Douglas production function to build the high-tech enterprises＇ initiative innovation influencing factors model,which estimated the effects of financial support on high-tech enterprises＇ initiative innovation in Guangdong.At the same time,a case study on the efficiency of financial support to high-tech enterprises＇ initiative innovation has been given by considering the contribution ratio of loans as well as the loan-deposit ratio granted by commercial banks.The result shows that on the whole the financial operation activities in Guangdong didn＇t provide enough support to high-tech enterprises＇ initiative innovation and in the efficiency is comparatively low.Besides,there existed regional differences in the ability of enterprises＇ innovation and the efficiency of financial support in Guangdong.Therefore,it is necessary to utilize tax incentives and explore diversified risk-sharing mechanism,in order to guide commercial banks to strengthen the loan support to enterprises＇ innovation,expand direct financing channel,and establish financial supporting policies based on the characters of different areas,which are effective ways to further promote the efficiency of enterprises＇ initiative innovation.