华东船舶工业学院学报
華東船舶工業學院學報
화동선박공업학원학보
JOURNAL OF EAST CHINA SHIPBUILDING INSTITUTE
2001年
3期
14-19
,共6页
案例推理%决策支持%客户评价%银行信贷
案例推理%決策支持%客戶評價%銀行信貸
안례추리%결책지지%객호평개%은행신대
案例推理CBR(Case Based Reasoning)是智能决策辅助系统(IDSS)中的一种重要推理技术。在问题进行求解过程中,根据靶案例采用最近邻匹配原则在案例库中搜索与之对应的匹配基案例,再根据其不同之处和一套相应的修改规则对基案例的解作调整,使结论适应新的情况,以帮助决策者形成决策。本文应用CBR对信贷客户的信用等级与信贷额度进行评估,将信贷客户情况与信贷案例库中案例比较,提取相似案例,参考其解决方案提出当前客户的信贷方案,用来辅助经办人员和决策人员的工作。
案例推理CBR(Case Based Reasoning)是智能決策輔助繫統(IDSS)中的一種重要推理技術。在問題進行求解過程中,根據靶案例採用最近鄰匹配原則在案例庫中搜索與之對應的匹配基案例,再根據其不同之處和一套相應的脩改規則對基案例的解作調整,使結論適應新的情況,以幫助決策者形成決策。本文應用CBR對信貸客戶的信用等級與信貸額度進行評估,將信貸客戶情況與信貸案例庫中案例比較,提取相似案例,參攷其解決方案提齣噹前客戶的信貸方案,用來輔助經辦人員和決策人員的工作。
안례추리CBR(Case Based Reasoning)시지능결책보조계통(IDSS)중적일충중요추리기술。재문제진행구해과정중,근거파안례채용최근린필배원칙재안례고중수색여지대응적필배기안례,재근거기불동지처화일투상응적수개규칙대기안례적해작조정,사결론괄응신적정황,이방조결책자형성결책。본문응용CBR대신대객호적신용등급여신대액도진행평고,장신대객호정황여신대안례고중안례비교,제취상사안례,삼고기해결방안제출당전객호적신대방안,용래보조경판인원화결책인원적공작。
Case Based Reasoning (CBR) is an important reasoning technique in Intelligent Decision Support System (IDSS).In resolving problems according to the matching principle for the nearest neighborhood are searched the basic cases from the case base which match the target cases, is made some adjustment to the resolution of basic cases by using relative revisions so that the target cases may use it. We apply CBR to the credit of bank for evaluating the credit rating and line of credit for the clients. By comparing the client's situation with the cases in case base,picking up the most similar one and adjusting its resolution ,then a new credit project for the client will be put forward.This system helps the officers and decision-makers to get a good decision.