CAJ | 학술논문

江西省地处中国的中东部地区，具有欠发达区域经济的典型特征。文章以江西省近20年来的经济金融发展实况为体例，对金融生态环境评价模型的分析和演绎证明：一方面，金融机构内部环境因素，对区域性经济发展有着及其重要的作用；另一方面，金融机构外部环境因素与区域性经济发展具有极强的关联性。区域性金融生态环境的建设，直接影响到区域性资源配置和资源使用效率。金融生态环境建设，不仅要关注金融机构内部环境因素的影响，同时也要着力研究金融机构外部环境因素的改善。对于欠发达区域的金融生态环境建设而言，应从推进城镇化建设、提高人均受教育年限、改革社会保障制度、完善制度生成环境等方面予以支持。
강서성지처중국적중동부지구，구유흠발체구역경제적전형특정。문장이강서성근20년래적경제금융발전실황위체례，대금융생태배경평개모형적분석화연역증명：일방면，금융궤구내부배경인소，대구역성경제발전유착급기중요적작용；령일방면，금융궤구외부배경인소여구역성경제발전구유겁강적관련성。구역성금융생태배경적건설，직접영향도구역성자원배치화자원사용효솔。금융생태배경건설，불부요관주금융궤구내부배경인소적영향，동시야요착력연구금융궤구외부배경인소적개선。대우흠발체구역적금융생태배경건설이언，응종추진성진화건설、제고인균수교육년한、개혁사회보장제도、완선제도생성배경등방면여이지지。
Jiangxi Province is located in the central and western regions of china, which is of the typical charac-teristics of less developed economies. This article makes an evidence interpretation on the basis of Jiangxi＇ s lively financial development in recent 20 years and concludes an eco - environment assessment model. On the one hand, internal environmental factors of financial institutions have an important role on regional economic development;on the other hand, external environmental factors of financial institutions have a strong relevance with regional economic development association. The construction of regional financial ecological environment has a direct impact on the re- gional resources allocation and efficient use of them. The foundation of financial ecological environment not only pays attention to internal environmental factors, but also must concentrates our efforts on the improvement of the external environmental factors. For the less developed reg/ons in terms of their financial ecological environment, we should promote urbanization, increase the per years of education, reform the social security system, generate support to improve the environmental aspects of the system.