CAJ | 학술논문

随着我国商业银行改革的深化及国际银行金融资本的准入,这对我国商业银行面临着前所未有的挑战,资本的收益约束和风险约束将逐步强化,商业银行经营要素成本化趋势进一步显现。所以,尽快加强商业银行的资金成本、费用成本、风险成本、资本成本管理,完善业绩考核评价工作,建立奖罚制度。
수착아국상업은행개혁적심화급국제은행금융자본적준입,저대아국상업은행면림착전소미유적도전,자본적수익약속화풍험약속장축보강화,상업은행경영요소성본화추세진일보현현。소이,진쾌가강상업은행적자금성본、비용성본、풍험성본、자본성본관리,완선업적고핵평개공작,건립장벌제도。
With the further reforming of Chinese commercial banks and admittance of international bank financial capitals,the Commercial Bank of China has to face unprecedented challenges： capital revenue and risk restricted are gradually strengthened,and cost as the main operation factor could be more and more crucial for the Commercial Bank.Therefore,it could be significantly important for the Commercial Bank to strengthen cost management in order to improve the performance.