CAJ | 학술논문

本文将金融风险和被害人因素结合起来，借鉴被害人理论，社会学的风险社会理论，经济学的金融风险理论，结合收集到的关于金融犯罪被害的实事材料，通过分析金融风险转化为金融犯罪被害的三种模式对导致金融犯罪被害的风险因素进行分析，探讨金融犯罪被害风险问题。具体分析金融风险与金融犯罪被害的关系，金融风险是在何种机制下转化成金融犯罪被害事实，这个转化过程是怎样发展演化的，找出由金融风险转化为金融犯罪被害的关键。在特定被害情境下，金融风险通过风险载体与加害人发生联系，并被加害人加以利用，进而使金融风险发展成金融犯罪的被害要因，由潜在的被害可能性向现实的被害结果转化。探索隐含于金融活动中的各种风险与金融犯罪被害之间的关系，为正确认识金融风险，化解金融风险，也可为防范金融犯罪被害提供决策依据和指导建议。因此，探索金融领域的风险与金融犯罪被害之间的作用机制，消除金融风险的负面影响，进而减少金融犯罪被害问题是十分有意义的。
본문장금융풍험화피해인인소결합기래，차감피해인이론，사회학적풍험사회이론，경제학적금융풍험이론，결합수집도적관우금융범죄피해적실사재료，통과분석금융풍험전화위금융범죄피해적삼충모식대도치금융범죄피해적풍험인소진행분석，탐토금융범죄피해풍험문제。구체분석금융풍험여금융범죄피해적관계，금융풍험시재하충궤제하전화성금융범죄피해사실，저개전화과정시즘양발전연화적，조출유금융풍험전화위금융범죄피해적관건。재특정피해정경하，금융풍험통과풍험재체여가해인발생련계，병피가해인가이이용，진이사금융풍험발전성금융범죄적피해요인，유잠재적피해가능성향현실적피해결과전화。탐색은함우금융활동중적각충풍험여금융범죄피해지간적관계，위정학인식금융풍험，화해금융풍험，야가위방범금융범죄피해제공결책의거화지도건의。인차，탐색금융영역적풍험여금융범죄피해지간적작용궤제，소제금융풍험적부면영향，진이감소금융범죄피해문제시십분유의의적。
In this thesis, financial risks and the victim factors are combined together, and by referencing to the theory of victimology, social risk theory of sociology, financial risk theory of the economics, combining materials collected about the financial crime victims, the writer attempts to build up three models, which could convert financial risks into financial crime victims, and to analyze the reasons of financial crime victims caused by risk factors. By analyzing the relation between financial risks and financial crime victims, we can find out the mechanism that financial risks convert into financial crime victim, we can grasp the evolvement of this process, and we also can catch the key of the process. In particular situation, the financial risks met with inflictor by risk carrier, the inflictor made use of the financial risks, and then the financial risks developed into the cause of victims. Exploring the relationship between various risks which implicit in financial activities and financial crime victims will help us to make decision. It＇s helpful to disperse the financial risk, and to keep away the financial crime victims. Therefore, to avoid the negative influence of the financial risks and to reduce the financial crime victims, it is very meaningful to investigate the function mechanism of the financial risks and financial crime victims