CAJ | 학술논문

渔业作为农业的重要组成部分，是一项高投入、高风险的弱质产业。世界渔业的发展实践证明，渔业保险是分散渔业风险的最佳方式，且须有法律制度的规范与保障。20世纪80年代以来，我国的渔业保险从无到有，成绩突出。但目前面临“商业保险步履蹒跚，渔业互保范围狭窄，政策保险进展缓慢，法制保障明显缺位”的困扰。我国渔业保险要实现为渔业的稳定发展保驾护航，应实行法制化，并适用“政府适度扶持、基本保障、强制保险与自愿保险相结合、多种保险机制相结合”等基本原则。
어업작위농업적중요조성부분，시일항고투입、고풍험적약질산업。세계어업적발전실천증명，어업보험시분산어업풍험적최가방식，차수유법률제도적규범여보장。20세기80년대이래，아국적어업보험종무도유，성적돌출。단목전면림“상업보험보리만산，어업호보범위협착，정책보험진전완만，법제보장명현결위”적곤우。아국어업보험요실현위어업적은정발전보가호항，응실행법제화，병괄용“정부괄도부지、기본보장、강제보험여자원보험상결합、다충보험궤제상결합”등기본원칙。
Fishery is an important component of the agriculture; it is a weak industry with high investment and risk. The practices of the world fishery development prove that fishery insurance is the best way to disperse fishery risks, and it must be standardized and safeguarded by the legal system. Since the 1980s, China＇s fishery insurance made outstanding achievements, but it still faces many problems： the commercial insurance is shambling, the range of the fishery mutual insurance is narrow, the policy insurance makes slow progress, and the related laws are obviously lack. In order to guarantee the stable development of the fishery, the fishery insurance should be implemented legalization, and adopts these basic principles： moderate government support, basic guarantee, the combination of compulsory insurance and voluntary insurance, the combination of various insurance mechanisms.