CAJ | 학술논문

结合2007年美国次贷危机产生的背景与原因,对房地产信用风险的概念、识别等进行了详细的分析,并评述了房地产信用风险评价的一些主要模型、方法以及它们之间的内在联系.此外,针对我国房地产市场的特点,对一些重点研究问题也进行了讨论.最后,对我国房地产信用风险管理的应用实践进行了分析,并且提出了一些值得关注的研究方向与问题.
결합2007년미국차대위궤산생적배경여원인,대방지산신용풍험적개념、식별등진행료상세적분석,병평술료방지산신용풍험평개적일사주요모형、방법이급타문지간적내재련계.차외,침대아국방지산시장적특점,대일사중점연구문제야진행료토론.최후,대아국방지산신용풍험관리적응용실천진행료분석,병차제출료일사치득관주적연구방향여문제.
The American subprime lending crisis broken out in 2007 has terribly affected the world economy with loss of over thousand billion US dollars.This paper discusses real estate credit risk managementand reviews some main credit risk modem combined with the courses of this subprime lending crisis.Furthermore,based on the characters of China'S real estate,we analyze the practical applications of those theories and suggest some new issues and directions for future studies.