河北工程大学学报:社会科学版
河北工程大學學報:社會科學版
하북공정대학학보:사회과학판
2011年
4期
1-3
,共3页
经济效益评价%商业银行%主成分分析模型
經濟效益評價%商業銀行%主成分分析模型
경제효익평개%상업은행%주성분분석모형
economic evaluation%commercial banks%principal component model
多年以来,提高商业银行的经济效益一直都是中国政府、银行监管部门关注的焦点,也始终是中国金融问题得以解决的核心。文章阐述了经济效益的概念,并进一步提出商业银行经济效益的涵义,建立商业银行经济效益评价指标体系,运用主成分分析模型得出商业银行经济效益的评价结果并进行了相应地分析。
多年以來,提高商業銀行的經濟效益一直都是中國政府、銀行鑑管部門關註的焦點,也始終是中國金融問題得以解決的覈心。文章闡述瞭經濟效益的概唸,併進一步提齣商業銀行經濟效益的涵義,建立商業銀行經濟效益評價指標體繫,運用主成分分析模型得齣商業銀行經濟效益的評價結果併進行瞭相應地分析。
다년이래,제고상업은행적경제효익일직도시중국정부、은행감관부문관주적초점,야시종시중국금융문제득이해결적핵심。문장천술료경제효익적개념,병진일보제출상업은행경제효익적함의,건립상업은행경제효익평개지표체계,운용주성분분석모형득출상업은행경제효익적평개결과병진행료상응지분석。
Over the years, it has become the focus of the Chinese government and bank regulators to improve the economic efficiency of commercial banks, and it has always been the heart to solve China' s financial problems. The article discusses the concept of economic efficiency, and further points out the meaning of economic efficiency of commercial banks, and then establishes economic evaluation index system of commercial banks, which derives the evaluation results of economic efficiency of commercial banks by applying principal component analysis model and gives corresponding analysis.