金融教育研究
金融教育研究
금융교육연구
JOURNAL OF JIANGXI FINANCE COLLEGE
2011年
5期
64-67,80
,共5页
商业银行%绿色信贷%风险管理%可持续经济
商業銀行%綠色信貸%風險管理%可持續經濟
상업은행%록색신대%풍험관리%가지속경제
commercial banks%green credit%risk management%sustainable economic
绿色信贷是为了实现经济的可持续发展，引导资金流入促进环保的企业及机构，并从污染环境的企业和项目中及时抽离，实现资金的“绿色配置”。绿色信贷实质上是政府、银行、企业、非政府组织之间的一种博弈关系，要使绿色信贷真正做到循环经济的有力助手，必须要加快绿色信贷建设，优化信贷结构，加强信贷风险管理。
綠色信貸是為瞭實現經濟的可持續髮展，引導資金流入促進環保的企業及機構，併從汙染環境的企業和項目中及時抽離，實現資金的“綠色配置”。綠色信貸實質上是政府、銀行、企業、非政府組織之間的一種博弈關繫，要使綠色信貸真正做到循環經濟的有力助手，必鬚要加快綠色信貸建設，優化信貸結構，加彊信貸風險管理。
록색신대시위료실현경제적가지속발전，인도자금류입촉진배보적기업급궤구，병종오염배경적기업화항목중급시추리，실현자금적“록색배치”。록색신대실질상시정부、은행、기업、비정부조직지간적일충박혁관계，요사록색신대진정주도순배경제적유력조수，필수요가쾌록색신대건설，우화신대결구，가강신대풍험관리。
Green credit is to achieve sustainable economic development, and guide the flow of funds to enterprises and organizations, make funds detached from the enterprises and projects which will bring environment pollution in a timely manner, to achieve capital＇ s ＂Green Configuration. ＂ Green credit is essentially a game among the gov- ernment, banks, businesses, non -governmental organizations, in order to make green credit to be a strong assistant of circular economy, we must construct green credit fast, optimize credit structure, strengthening credit risk management.
