CAJ | 학술논문

当前,信息技术已经渗透到商业银行的各个领域,银行业已成为信息技术高度密集、高度依赖的行业,世界上的大银行均已实现了数据集中运行处理,在提升运行效率、提高服务质量的同时,也带来了风险的高度集中。本文对2011年发生的韩国农协银行风险事件进行分析解读,旨在警示风险,避免悲剧重演。
당전,신식기술이경삼투도상업은행적각개영역,은행업이성위신식기술고도밀집、고도의뢰적행업,세계상적대은행균이실현료수거집중운행처리,재제승운행효솔、제고복무질량적동시,야대래료풍험적고도집중。본문대2011년발생적한국농협은행풍험사건진행분석해독,지재경시풍험,피면비극중연。
At present,information technology has infiltrated into all fields of commercial bank.Banking has become a industry,which is highly intensive and highly dependent on the information technology.All of large banks in the world has achieved date unified operation and processing.Risks were highly concentrated,while operation efficiency was promoted and service quality was improved.In this paper,Korea NONGHYUP risk event is analyzed and interpreted,in order to make a warning of these risks and avoid a repeat of this tragedy.