金融发展研究
金融髮展研究
금융발전연구
JOURNAL OF FINANCIAL DEVELOPMENT RESEARCH
2013年
10期
23-27
,共5页
影子银行%监管改革%系统性风险%法律风险
影子銀行%鑑管改革%繫統性風險%法律風險
영자은행%감관개혁%계통성풍험%법률풍험
shadow banking%regulatory reform%systemic risk%legal risk
本轮金融危机的爆发表明，影子银行天生具有的表外性、高杠杆性和证券化运行机理，一旦疏于监管就极易引发系统性风险和法律风险。危机后国际金融监管组织和美英欧等各大经济体纷纷出台强化影子银行监管的金融监管改革法案。我国应结合自身情况，探索和构建适合我国金融业发展实际的影子银行监管制度。
本輪金融危機的爆髮錶明，影子銀行天生具有的錶外性、高槓桿性和證券化運行機理，一旦疏于鑑管就極易引髮繫統性風險和法律風險。危機後國際金融鑑管組織和美英歐等各大經濟體紛紛齣檯彊化影子銀行鑑管的金融鑑管改革法案。我國應結閤自身情況，探索和構建適閤我國金融業髮展實際的影子銀行鑑管製度。
본륜금융위궤적폭발표명，영자은행천생구유적표외성、고강간성화증권화운행궤리，일단소우감관취겁역인발계통성풍험화법률풍험。위궤후국제금융감관조직화미영구등각대경제체분분출태강화영자은행감관적금융감관개혁법안。아국응결합자신정황，탐색화구건괄합아국금융업발전실제적영자은행감관제도。
This round of the outbreak of financial crisis shows that shadow banking are born with off-balance sheets, high leverage and securitization operation mechanism. Once there is lax regulation,it is easy to trigger system-ic risks and legal risks. After the crisis, international financial regulatory organizations and major economies such as US, UK, EU have introduced many financial regulatory reform bills and suggestions to strengthen the regulation of shadow banking. In light of our circumstances, our country should explore and construct a regulatory system of shad-ow banking which is suitable for the actual development of our financial industry.
