CAJ | 학술논문

科技型中小企业是实现经济腾飞的潜在力量，在缓解就业压力、优化经济结构、增加财政税收等方面发挥着越来越重要的作用。但目前科技型中小企业融资难问题已成为制约其发展的瓶颈，因此对丽水市科技型中小企业的融资需求展开了调查，总结其融资高、需求期限短、来源单一、中介服务缺乏等特点。为促进科技型中小企业发展，应通过鼓励风险投资、创新金融产品、完善中介服务等政策来解决科技型中小企业融资的难题。
과기형중소기업시실현경제등비적잠재역량，재완해취업압력、우화경제결구、증가재정세수등방면발휘착월래월중요적작용。단목전과기형중소기업융자난문제이성위제약기발전적병경，인차대려수시과기형중소기업적융자수구전개료조사，총결기융자고、수구기한단、래원단일、중개복무결핍등특점。위촉진과기형중소기업발전，응통과고려풍험투자、창신금융산품、완선중개복무등정책래해결과기형중소기업융자적난제。
Small and medium enterprise in type of science and technology can promote economy development,decrease employment pressure,optimize economic structure and increase fiscal tax. However,enterprise faces financing problem at present. This article surveys Lishui small and medium enterprise in type of science and technology,analyzes its high financing and short demand period,source and service issue,puts forward encouraging the risk investment,innovating financial products,and improving services to solve financing problem.