中国医疗保险
中國醫療保險
중국의료보험
CHINA HEALTH INSURANCE
2013年
8期
51-53
,共3页
基本医保%功效%实证分析
基本醫保%功效%實證分析
기본의보%공효%실증분석
basic medical insurance%function%evidence-based analysis
河南省濮阳市2010-2012年制度运行实践表明，无论是医疗费用所占比重，还是享受人群规模，基本医保均保住了医疗需求的大头，发挥了决定性作用。而与重特大疾病有关的医疗费用3年平均仅占总医疗费用的6.3%，发生人群平均仅占1.2%。这说明，基本医保保住了98.8%的住院大病。做强基本医保是化解大病风险的治本之计。
河南省濮暘市2010-2012年製度運行實踐錶明，無論是醫療費用所佔比重，還是享受人群規模，基本醫保均保住瞭醫療需求的大頭，髮揮瞭決定性作用。而與重特大疾病有關的醫療費用3年平均僅佔總醫療費用的6.3%，髮生人群平均僅佔1.2%。這說明，基本醫保保住瞭98.8%的住院大病。做彊基本醫保是化解大病風險的治本之計。
하남성복양시2010-2012년제도운행실천표명，무론시의료비용소점비중，환시향수인군규모，기본의보균보주료의료수구적대두，발휘료결정성작용。이여중특대질병유관적의료비용3년평균부점총의료비용적6.3%，발생인군평균부점1.2%。저설명，기본의보보주료98.8%적주원대병。주강기본의보시화해대병풍험적치본지계。
The practice of Puyang in Henan Province during 2010-2012 demonstrates that basic medical insurance has played a crucial role, which satisfied the major demands of medical traetments including the medical expenses and benificiary scale. In the past 3 years, the average proportion of catastrophic illness medical expenses in the whole medical expenses is just 6.3%, and the correponding proportion of people sufferring from catastrophic illness is 1.2%. The fact illustrates that basic medical insurance has settled 98.8%of the hospitalized illness. It is the fundamental way to reduce the risks of catastrophic illness by strengthening the basic medical insurance.
