CAJ | 학술논문

通过实地调研提出，造成河北省中部经济欠发达农村地区涉农信贷供给不足现状主要原因在于市场经济回报低、资金回收风险大、周期长，且现行政策对现有农村信贷企业限制过多，并在此基础上提出以下政策建议：政府应放松金融企业准入门槛，加大涉农信贷企业扶持力度，应采取多种措施加强农村诚信体系建设。
통과실지조연제출，조성하북성중부경제흠발체농촌지구섭농신대공급불족현상주요원인재우시장경제회보저、자금회수풍험대、주기장，차현행정책대현유농촌신대기업한제과다，병재차기출상제출이하정책건의：정부응방송금융기업준입문함，가대섭농신대기업부지력도，응채취다충조시가강농촌성신체계건설。
This thesis concludes the main causes of the shortage of supply for agricultural credit in the undeveloped rural areas of middle Hebei Provence through field research, which lies in a low return of market economy, high risk of capital return, long cycle and a heavy limit on rural credit enterprises of current policy. Based on these facts, the article proposes the following suggestions: government should loosen the belts on the entry for financial companies, increase support for agriculture-related credit enterprises, and take various measures to strengthen the construction of rural credit system.