CAJ | 학술논문

自2012年10月保监会公布了保险资金可以投资境外的政策后，中国平安于2013年5月买下了英国伦敦地标性建筑劳合社大楼，正式拉开了保险资金投资境外不动产的帷幕。境外投资对保险公司而言，既是机遇，又是一个全新的挑战，在投资国内不动产的经验尚浅的情况下，保险公司应做好充分的准备，全面认识投资境外不动产面临的风险。本文将分析保险资金投资境外不动产的风险要素，为保险资金的运用提供建议。
자2012년10월보감회공포료보험자금가이투자경외적정책후，중국평안우2013년5월매하료영국륜돈지표성건축로합사대루，정식랍개료보험자금투자경외불동산적유막。경외투자대보험공사이언，기시궤우，우시일개전신적도전，재투자국내불동산적경험상천적정황하，보험공사응주호충분적준비，전면인식투자경외불동산면림적풍험。본문장분석보험자금투자경외불동산적풍험요소，위보험자금적운용제공건의。
In October 2012, CIRC announced the new policy which allowed the investment of insurance funds overseas, since then, Ping An Insurance bought the London landmarks Lloyd's building in May 2013, which started overseas real estate investment of insurance funds ofifcially. For insurance companies, overseas investment is both an opportunity and challenge. In the absence of experience, the insurance company should be well prepared. In order to understand the risks of overseas real estate investment in an all-round way. This article will analyse the risk factors of overseas real estate investment of insurance funds, and then offer advice for the use of insurance funds.