老龄科学研究
老齡科學研究
노령과학연구
Scientific Research on Aging
2013年
5期
3-10
,共8页
老龄金融%虚拟经济%实体经济%老龄产业%老龄社会
老齡金融%虛擬經濟%實體經濟%老齡產業%老齡社會
노령금융%허의경제%실체경제%노령산업%노령사회
aging ifnance%virtual economy%real economy%aging industry%aging society
老龄问题在本质上也是金融问题。老龄金融的概念虽然是本文首次提出的,但老龄金融的实践在国内已经有了一定的探索,而在美国、日本等国家,老龄金融十分发达,已经成为现代金融体系的重中之重。老龄金融既是金融体系的重要组成部分,又是老龄产业的重中之重,关系到未来整个金融业的发展方向。在老龄社会条件下,老龄金融关系到国家金融安全,攸关虚拟经济和实体经济的协调发展,是保持宏观经济稳定运行的关键因素,也是宏观经济调控的重要方面。中国老龄金融发展空间巨大,发展老龄金融有利于推动老龄产业,有利于壮大虚拟经济,有利于做强实体经济。立足当前,着眼长远,发展老龄金融既是中国应对人口老龄化挑战的重要战略制高点,也是构建适应老龄社会要求的金融体系的重要支撑。
老齡問題在本質上也是金融問題。老齡金融的概唸雖然是本文首次提齣的,但老齡金融的實踐在國內已經有瞭一定的探索,而在美國、日本等國傢,老齡金融十分髮達,已經成為現代金融體繫的重中之重。老齡金融既是金融體繫的重要組成部分,又是老齡產業的重中之重,關繫到未來整箇金融業的髮展方嚮。在老齡社會條件下,老齡金融關繫到國傢金融安全,攸關虛擬經濟和實體經濟的協調髮展,是保持宏觀經濟穩定運行的關鍵因素,也是宏觀經濟調控的重要方麵。中國老齡金融髮展空間巨大,髮展老齡金融有利于推動老齡產業,有利于壯大虛擬經濟,有利于做彊實體經濟。立足噹前,著眼長遠,髮展老齡金融既是中國應對人口老齡化挑戰的重要戰略製高點,也是構建適應老齡社會要求的金融體繫的重要支撐。
노령문제재본질상야시금융문제。노령금융적개념수연시본문수차제출적,단노령금융적실천재국내이경유료일정적탐색,이재미국、일본등국가,노령금융십분발체,이경성위현대금융체계적중중지중。노령금융기시금융체계적중요조성부분,우시노령산업적중중지중,관계도미래정개금융업적발전방향。재노령사회조건하,노령금융관계도국가금융안전,유관허의경제화실체경제적협조발전,시보지굉관경제은정운행적관건인소,야시굉관경제조공적중요방면。중국노령금융발전공간거대,발전노령금융유리우추동노령산업,유리우장대허의경제,유리우주강실체경제。립족당전,착안장원,발전노령금융기시중국응대인구노령화도전적중요전략제고점,야시구건괄응노령사회요구적금융체계적중요지탱。
Population aging is essentially a financial problem. This paper for the first time puts forward the concept of aging finance, but the practice of aging finance has already been explored. In developed countries such as the US and Japan, aging ifnance has developed quickly and become the priority of modern financial system. Aging finance is not only the important component of ifnancial system, but also the priority of aging industry. It relates to the development direction of the whole financial industry. It also concerns national financial security, and harmonious development of virtual economy and real economy. It is the key factor of retaining stability and development of macro-economy and also important to macroeconomic regulation. In China, aging ifnance has large developing space, so its development helps to promote aging industry, expand virtual economy, and strengthen real economy. It is signiifcant to cope with the challenges of population aging and also the support to the construction of ifnancial system adapt to aging society.