中国医疗保险
中國醫療保險
중국의료보험
CHINA HEALTH INSURANCE
2014年
2期
30-33
,共4页
职工医保%中断参保%现行政策%政府贴息贷款%助保
職工醫保%中斷參保%現行政策%政府貼息貸款%助保
직공의보%중단삼보%현행정책%정부첩식대관%조보
employee medical insurance%insurance interruption%current policy%discount government loan%help to participate insurance
“断保”已成为不可回避的社会现象。灵活就业人员收入不固定并且保费全部由个人承担，极易出现因缴费困难而中断参保的现象。本着“自愿申请、政府担保、财政贴息、银行贷款”的原则建立政府贴息贷款的助保政策具有可行性。
“斷保”已成為不可迴避的社會現象。靈活就業人員收入不固定併且保費全部由箇人承擔，極易齣現因繳費睏難而中斷參保的現象。本著“自願申請、政府擔保、財政貼息、銀行貸款”的原則建立政府貼息貸款的助保政策具有可行性。
“단보”이성위불가회피적사회현상。령활취업인원수입불고정병차보비전부유개인승담，겁역출현인격비곤난이중단삼보적현상。본착“자원신청、정부담보、재정첩식、은행대관”적원칙건립정부첩식대관적조보정책구유가행성。
Insurance interruption has been a common social phenomenon. The premium payment is prone to be interrupted due to the unstable income of the lfexible employees, which makes it dififcult to pay insurance all by themselves. Based on the principle of applying voluntarily, government guarantee, ifnance discount, and bank loans, it is feasible to establish a policy of discount government loans to help persons in ifnancial dififculty to participate in insurance.
