CAJ | 학술논문

本文通过对不同金融要素介入市场化运作、城乡建设用地增减挂钩、龙头企业带动和村民自筹自建等四种新型农村社区建设模式的比较分析，描述了金融介入的审慎性、差异性特征，并对其致因予以分层剖析，对约束信贷投入的土地制度等外部因素做了深入探究。在此基础上，通过对四种建设模式所对应的城市化、工业化、农业现代化三种土地利用模式的拓展性分析，为未来金融更大规模的介入支持理清了发展和改进思路。
본문통과대불동금융요소개입시장화운작、성향건설용지증감괘구、룡두기업대동화촌민자주자건등사충신형농촌사구건설모식적비교분석，묘술료금융개입적심신성、차이성특정，병대기치인여이분층부석，대약속신대투입적토지제도등외부인소주료심입탐구。재차기출상，통과대사충건설모식소대응적성시화、공업화、농업현대화삼충토지이용모식적탁전성분석，위미래금융경대규모적개입지지리청료발전화개진사로。
Through comparing and analyzing the four construction models such as the participation of different fi-nancial factors in market-oriented operation, linking the increase and decrease of the land for construction use in both urban and rural areas, construction led by leading enterprise and self-construction by the villagers, this paper illus-trates the prudence and differentiated property of financial interference and analyzes its causes. Besides,it conducts ex-tended analysis on the impact of four kinds of construction models on urbanization,industrialization,agricultural mod-ernization expansion of three different land use patterns and make conclusions,which sorts out thoughts for the devel-opment and improvement for the larger scale intervention of financial support in the future.