宁波职业技术学院学报
寧波職業技術學院學報
저파직업기술학원학보
THE JOURNAL OF NINGBO POLYTECHNIC
2014年
1期
105-108
,共4页
风险评估%J2EE%指标%信贷管理%综合评价法
風險評估%J2EE%指標%信貸管理%綜閤評價法
풍험평고%J2EE%지표%신대관리%종합평개법
risk assessment%J2EE%index%credit management%comprehensive evaluation method
贷款风险评估已逐渐成为商业银行信货管理的一项核心内容,对商业银行业务发展与风险控制的平衡具有重要作用。本系统运用J2EE技术,通过对现有的评价方法进行总结和完善,针对如何从庞杂的指标体系中筛选出能够较为准确地反映企业财务状况的定量指标及相关定性指标,提出了综合评价法。
貸款風險評估已逐漸成為商業銀行信貨管理的一項覈心內容,對商業銀行業務髮展與風險控製的平衡具有重要作用。本繫統運用J2EE技術,通過對現有的評價方法進行總結和完善,針對如何從龐雜的指標體繫中篩選齣能夠較為準確地反映企業財務狀況的定量指標及相關定性指標,提齣瞭綜閤評價法。
대관풍험평고이축점성위상업은행신화관리적일항핵심내용,대상업은행업무발전여풍험공제적평형구유중요작용。본계통운용J2EE기술,통과대현유적평개방법진행총결화완선,침대여하종방잡적지표체계중사선출능구교위준학지반영기업재무상황적정량지표급상관정성지표,제출료종합평개법。
The loan risk assessment of commercial bank has become a core content of commercial bank’s credit management; it plays an important role in the balance of development of commercial bank’s business and risk control. This system use the J2EE technology, will summarize and improve the existing evaluation methods on how to filter the quantitative indicators and qualitative indicators from vast and complex system which can accurately reflect the relative financial conditions and propose a comprehensive evaluation method.