中国科技资源导刊
中國科技資源導刊
중국과기자원도간
CHINA SCIENCE & TECHNOLOGY RESOURCES REVIEW
2014年
1期
76-82
,共7页
银行%科技型中小企业%信用风险%信用评价%可拓层次分析法
銀行%科技型中小企業%信用風險%信用評價%可拓層次分析法
은행%과기형중소기업%신용풍험%신용평개%가탁층차분석법
bank%technological SME%credit risk%credit evaluation%EAHP
研究旨在构建一套科学的科技型中小企业信用风险评价指标体系。该指标体系分为3层,即目标层、准则层和指标层,共5个一级指标和19个二级指标。采用可拓层次分析法(EAHP)确定各级指标权重及综合权重,最后以光一科技股份有限公司为例说明评价指标体系的运用,实证结果与实际情况是相符的。
研究旨在構建一套科學的科技型中小企業信用風險評價指標體繫。該指標體繫分為3層,即目標層、準則層和指標層,共5箇一級指標和19箇二級指標。採用可拓層次分析法(EAHP)確定各級指標權重及綜閤權重,最後以光一科技股份有限公司為例說明評價指標體繫的運用,實證結果與實際情況是相符的。
연구지재구건일투과학적과기형중소기업신용풍험평개지표체계。해지표체계분위3층,즉목표층、준칙층화지표층,공5개일급지표화19개이급지표。채용가탁층차분석법(EAHP)학정각급지표권중급종합권중,최후이광일과기고빈유한공사위례설명평개지표체계적운용,실증결과여실제정황시상부적。
In this study, a set of reasonable Credit Risk Evaluation System for SME (small and middle enterprise) is made of, in which there are target, guide line and guideline in three layers, in all of 5 first levels and 19 second levels. EAHP model method is used in it to confirm index weight and integration weight every in layers. Finally, the correctness of its results is proved by a example of Guangyi S&T Company.