物流工程与管理
物流工程與管理
물류공정여관리
LOGISTICS ENGINEERING AND MANAGEMENT
2014年
2期
111-112
,共2页
商业银行%中间业务%战略转型
商業銀行%中間業務%戰略轉型
상업은행%중간업무%전략전형
commercial bank%intermediary business%strategic transformation
随着我国金融深化改革的加深,利率市场化和金融脱媒是大势所趋,商业银行的转型重点在于中间业务。近年来我国中间业务发展较快,但仍有收入增速不稳定、产品种类不均衡创新能力低等特点。对此,文中从商业银行角度出发,提出了发展我国银行中间业务的建议及对策。
隨著我國金融深化改革的加深,利率市場化和金融脫媒是大勢所趨,商業銀行的轉型重點在于中間業務。近年來我國中間業務髮展較快,但仍有收入增速不穩定、產品種類不均衡創新能力低等特點。對此,文中從商業銀行角度齣髮,提齣瞭髮展我國銀行中間業務的建議及對策。
수착아국금융심화개혁적가심,리솔시장화화금융탈매시대세소추,상업은행적전형중점재우중간업무。근년래아국중간업무발전교쾌,단잉유수입증속불은정、산품충류불균형창신능력저등특점。대차,문중종상업은행각도출발,제출료발전아국은행중간업무적건의급대책。
Interest rate marketization and financial disintermediation is unavoidable with the deepening of financial reform in China.Transformation of commercial bank intermediary business is the key point. China has got the development of intermediary business in recent years, but the income growth is unstable and products are varieties of a single.this article will puts forward the Suggestions of the development of bank intermediary business in our country.