CAJ | 학술논문

我国正在进行金融体制改革，民营银行作为“完善金融市场体系”补充机构正式准入，但是民营银行存在管理经验不足，市场竞争环境不利，优秀管理人才缺乏，管理制度不健全，涉及行业面广等问题，影响了民营银行在金融市场中的竞争力。在当前激烈竞争的市场环境中，民营银行只有提高竞争力，才能保证经营的安全性，流动性，效益性。本文针对民营银行存在的问题，提出了民营银行竞争力提高的对策。
아국정재진행금융체제개혁，민영은행작위“완선금융시장체계”보충궤구정식준입，단시민영은행존재관리경험불족，시장경쟁배경불리，우수관리인재결핍，관리제도불건전，섭급행업면엄등문제，영향료민영은행재금융시장중적경쟁력。재당전격렬경쟁적시장배경중，민영은행지유제고경쟁력，재능보증경영적안전성，류동성，효익성。본문침대민영은행존재적문제，제출료민영은행경쟁력제고적대책。
Private banks ,as supplementary institutions of "improving the financial market system",are formally admitted in our financial system .The problems in private banks ,such as lack of management experience ,unfavorable competitive environ-ment ,lack of outstanding management personnel ,imperfect management system ,and involving a wide range of industries ,af-fect the competitiveness of private banks in financial market .In the highly competitive market environment ,only improve the competitiveness of private banks ,can the safety of operations ,mobility ,and effectiveness be ensured .In this paper ,some ad-vice is given to improve the competitiveness of private banks .