CAJ | 학술논문

本文以财政金融服务控制农产品商品率绩效风险理论为基础，建立财政金融服务与农产品商品率绩效关系模型，进行实证研究，结果显示：财政支农支出和农业贷款对农产品商品率提高有正向促进作用，农业保险对农产品商品率提高有负向影响，并且随着时间的推移，财政支农支出的正向作用、农业保险的负向影响逐渐减弱，农业贷款与农产品商品率形成更为紧密的相互作用关系。在此基础上，提出简要的财政金融服务政策建议。
본문이재정금융복무공제농산품상품솔적효풍험이론위기출，건립재정금융복무여농산품상품솔적효관계모형，진행실증연구，결과현시：재정지농지출화농업대관대농산품상품솔제고유정향촉진작용，농업보험대농산품상품솔제고유부향영향，병차수착시간적추이，재정지농지출적정향작용、농업보험적부향영향축점감약，농업대관여농산품상품솔형성경위긴밀적상호작용관계。재차기출상，제출간요적재정금융복무정책건의。
The author conducts empirical research based on the theory of the performance risk of agricultural products'commodity rate which is controlled by the fiscal and financial service, to establish the model of the performance relation-ship between the fiscal and financial service and the agricultural products' commodity rate. The result shows that the financial expenditure for agriculture and the agricultural loans have a positive promote effect on the agricultural products'commodity rate, while the agricultural insurance has a negative effect. As time goes on, the positive effect of the finan-cial expenditure for agriculture and the negative effect of the agricultural insurance gradually weaken. On the other hand, the agricultural loans and the agricultural products' commodity rate form a closer interaction relationship. On the basis of this research, brief policy suggestions have been put forward.