CAJ | 학술논문

近年来，重大环境污染事故的报道频频见诸媒体，虽然相关责任人都受到行政、刑事责任的追究，但对受害人的赔偿往往难以到位，最终只能由政府充当“埋单”人。将环境污染责任保险纳入多元化环境污染损害赔偿体系，不仅可以有效协调各方利益关系，还能提高处理突发污染事故的效率。2014年4月通过的新《环保法》第52条规定：“国家鼓励投保环境污染责任保险”，从法律层面鼓励、引导企业投保环境污染责任保险。环境污染责任保险具有很强的地域性，针对福建省产业布局中高消耗、高污染行业占比大，大规模推行环境污染责任保险的条件并不具备，可以本着“突出重点、先易后难”的原则开展试点，促使“绿色保险”为护航“美丽福建梦”发挥其应有的作用。
근년래，중대배경오염사고적보도빈빈견제매체，수연상관책임인도수도행정、형사책임적추구，단대수해인적배상왕왕난이도위，최종지능유정부충당“매단”인。장배경오염책임보험납입다원화배경오염손해배상체계，불부가이유효협조각방이익관계，환능제고처리돌발오염사고적효솔。2014년4월통과적신《배보법》제52조규정：“국가고려투보배경오염책임보험”，종법률층면고려、인도기업투보배경오염책임보험。배경오염책임보험구유흔강적지역성，침대복건성산업포국중고소모、고오염행업점비대，대규모추행배경오염책임보험적조건병불구비，가이본착“돌출중점、선역후난”적원칙개전시점，촉사“록색보험”위호항“미려복건몽”발휘기응유적작용。
In recent years ,serious pollution accidents often get covered in the media .Although the relevant responsible persons have taken their administrative or criminal penalties ,the compensation of the victims are often difficult to put in place and the bills are finally paid off by the government .Putting the Environmental Pollution Liability Insurance into the diversified compensation system for environmental pollution damage can not only effectively coordinate the interests of all parties ,but also improve the efficiency of treating sudden pollution accidents .In accordance to with Article 52 ,Chinese New Environmental Protection Law passed in April ,2014 , the State encourages the Environmental Pollution Damage Insurance ,w hich encourages and guides enterprises to this kind of insurance from a legal perspective .The Environmental Pollution Damage Insurance has strong regional characteristics . Fujian has a high ratio of high-energy ,high-pollution businesses in its industry distribution ,and don’t have the conditions for a large-scale implementation of the Environmental Protection Damage Insurance . Pilot projects may be carried out under the principle of emphasizing the important points and doing from the easy to the difficult so that the green insurance will play its proper role in helping Beautiful Fujian Dream .