CAJ | 학술논문

本文研究珠江三角洲社会养老保险城乡一体化的探索路径，指出目前仍然存在的主要问题，并对今后的深化发展提出对策建议。珠江三角洲社会养老保险城乡一体化的探索形成了建立全市统一社会养老保险制度、“农保”转“城保”和建立城乡居民养老保险制度三种路径。目前存在的主要问题是制度“碎片化”依然存在，城乡养老保障水平差距较大，农村居民参加养老保险的集体福利倾向严重。珠江三角洲继续推进社会养老保险城乡一体化，应加大制度整合力度，加大财政投入力度，防止和克服农村居民参保的集体福利主义倾向。
본문연구주강삼각주사회양로보험성향일체화적탐색로경，지출목전잉연존재적주요문제，병대금후적심화발전제출대책건의。주강삼각주사회양로보험성향일체화적탐색형성료건립전시통일사회양로보험제도、“농보”전“성보”화건립성향거민양로보험제도삼충로경。목전존재적주요문제시제도“쇄편화”의연존재，성향양로보장수평차거교대，농촌거민삼가양로보험적집체복리경향엄중。주강삼각주계속추진사회양로보험성향일체화，응가대제도정합력도，가대재정투입력도，방지화극복농촌거민삼보적집체복리주의경향。
This paper focuses on the paths, problems and suggestions of urban-rural integration of social pension systems in Pearl River Delta. Research shows that the integrative paths include establishing a single social pension system for the whole city, transferring rural pension system into the urban one, and founding urban-rural residents pension system. The primary problems are:1.still existing fragments of the system;2.the large urban-rural pension gap;3.the serious collective welfare tendency among rural residents. To further the urban-rural integration of social pension systems, the local goverments should enhance system integration, increase ifscal investment and eliminate the collective welfare tendency.