CAJ | 학술논문

从企业资信状况、质押物变现风险、价格稳定性以及品质变化风险四个方面对质押业务的风险进行评价，基于以上因素构建了二级多指标评价体系，通过专家打分法和层次分析法的综合应用，进行了质押业务风险等级的界定，为金融机构对融资业务进行风险等级评定提供参考。
종기업자신상황、질압물변현풍험、개격은정성이급품질변화풍험사개방면대질압업무적풍험진행평개，기우이상인소구건료이급다지표평개체계，통과전가타분법화층차분석법적종합응용，진행료질압업무풍험등급적계정，위금융궤구대융자업무진행풍험등급평정제공삼고。
In this paper, we evaluated the risk exposure of the pledge businesses on the aspects of enterprise credit status, collateral liquidation risk, price stability and deterioration risk, then built the two-level multi-index evaluation system, and at the end through expert scoring and AHP, defined the risk level of the pledge businesses.