CAJ | 학술논문

改革开放以来，我国的储蓄率不仅一直居高不下，而且有上升的趋势。本文通过对我国的政府储蓄和居民储蓄部门的储蓄状况分析，得出在我国储蓄率不断上升的情况下，我国政府部门的储蓄比重是不断加大的，而居民的储蓄比重是呈下降的趋势，通过探讨储蓄率居高不下的原因，提出相应的政策措施。
개혁개방이래，아국적저축솔불부일직거고불하，이차유상승적추세。본문통과대아국적정부저축화거민저축부문적저축상황분석，득출재아국저축솔불단상승적정황하，아국정부부문적저축비중시불단가대적，이거민적저축비중시정하강적추세，통과탐토저축솔거고불하적원인，제출상응적정책조시。
Since the Chinese economic reform, China's saving ratio has been at a continuously high level and shows a rising tendency in the future. Through an analysis of the government savings and the household savings, this essay finds out that while the proportion of the government saving has increased, that of the household saving has actually declined. Apart from providing reasons for the high savings ratio, the essay also presents some policy measures to solve the problems.