铁道经济研究
鐵道經濟研究
철도경제연구
RAILWAY ECONOMICS RESEARCH
2012年
2期
30-32
,共3页
养老保险%制度%老年保险金计划%加拿大
養老保險%製度%老年保險金計劃%加拿大
양로보험%제도%노년보험금계화%가나대
endowment insurance%system%elderly insurance plan,Canada
介绍加拿大老年保障金计划的内容和特点，结合我国养老保障体系存在的多种养老制度并存、养老金替代率高等问题，探讨我国如何借鉴加拿大经验，通过建立协调统一、覆盖面广的养老保险制度，合理确定替代率，允许部分参保人员继续缴费等举措，建设有中国特色的养老保险体系。
介紹加拿大老年保障金計劃的內容和特點，結閤我國養老保障體繫存在的多種養老製度併存、養老金替代率高等問題，探討我國如何藉鑒加拿大經驗，通過建立協調統一、覆蓋麵廣的養老保險製度，閤理確定替代率，允許部分參保人員繼續繳費等舉措，建設有中國特色的養老保險體繫。
개소가나대노년보장금계화적내용화특점，결합아국양로보장체계존재적다충양로제도병존、양로금체대솔고등문제，탐토아국여하차감가나대경험，통과건립협조통일、복개면엄적양로보험제도，합리학정체대솔，윤허부분삼보인원계속격비등거조，건설유중국특색적양로보험체계。
Introducing the content and characteristic of elderly insurance plan in Canada and combining with the problems which exist in the system of endowment insurance in our country, such as many pension systems coexisting and high pension substitute rate, the article discusses how to use Canadian experience to build a system of endowment insurance with Chinese characteristics by constructing a system of endowment insurance with coordinated unification and wide coverage, rationally determining the substitute rate, and permitting part of insured person to going on paying subsidies, and so on.
