CAJ | 학술논문

宏观审慎与微观审慎是防范金融风险的两种理念，二者在监管机制上相互依存，在风险控制手段上相互渗透，但在监管目标、监管对象及监管手段上又存在质的区别。准确把握宏观审慎监管与微观审慎监管的区别与联系，是实现金融体系稳定发展的前提条件。
굉관심신여미관심신시방범금융풍험적량충이념，이자재감관궤제상상호의존，재풍험공제수단상상호삼투，단재감관목표、감관대상급감관수단상우존재질적구별。준학파악굉관심신감관여미관심신감관적구별여련계，시실현금융체계은정발전적전제조건。
Macro-prudential and micro-prudential are the two ideas for guarding against financial risks, both of them are interdependence in their supervision mechanism and mutual penetration in the risk control measures, but they have differences in regulatory targets, regulatory objects and regulatory means. Grasping the differences and con- nections of micro-prudential supervision and macro-prudential supervision accurately is a prerequisite to ensure the stability of the financial system.