CAJ | 학술논문

本文以中国财政分权改革为背景,利用1985~2010年29个省份的省级面板数据,分析了财政分权、金融发展与城乡收入差距之间的关系。研究发现：始于1985年的财政分权改革,大幅提高了城乡居民的收入,且金融发展从总体上也提高了城乡居民的收入;然而,1994年进一步的分权分税制改革后,由于地方政府之间存在盲目和恶性竞争,使得金融发展与城乡收入差距背道而驰。由于我国金融结构不合理,导致城乡收入差距不断扩大。因此,要缩小城乡收入差距,就需要鼓励农村内生金融健康发展,改变城乡＂二元金融结构＂,建立城乡互惠的金融制度。
본문이중국재정분권개혁위배경,이용1985~2010년29개성빈적성급면판수거,분석료재정분권、금융발전여성향수입차거지간적관계。연구발현：시우1985년적재정분권개혁,대폭제고료성향거민적수입,차금융발전종총체상야제고료성향거민적수입;연이,1994년진일보적분권분세제개혁후,유우지방정부지간존재맹목화악성경쟁,사득금융발전여성향수입차거배도이치。유우아국금융결구불합리,도치성향수입차거불단확대。인차,요축소성향수입차거,취수요고려농촌내생금융건강발전,개변성향＂이원금융결구＂,건립성향호혜적금융제도。
Based on the reform of China＇s fiscal decentralization, this paper analyzes the relationship among the fiscal decentralization, financial development and income gap by utilizing provincial Panel Data from 1985 to 2010. The research finds that fiscal decentralization started in 1985 has effectively promoted the urban and rural residents＇ income, so as the financial development does. However, further reform of decentralization and tax in 1994 results in blind competition between local governments, which makes the financial development and urban-rural income gap run counter. Because Chinese financial structure is irrational, it results in widening income gap between urban and rural areas. Therefore, in order to narrow the income gap development of rural financial from itself and change beneficial urban-rural financial system. between urban and rural areas we should encourage the healthy the urban-rural ＂dual financial structure ＂, and establish mutually