天津法学
天津法學
천진법학
JOURNAL OF TIANJIN ADMINISTRATIVE INSTITUTE OF POLITICAL SCIENCE & LAW
2012年
2期
57-60
,共4页
金融消费者%倾斜保护%适度保护%本土语境
金融消費者%傾斜保護%適度保護%本土語境
금융소비자%경사보호%괄도보호%본토어경
financial consumers%inclined to protect%appropriate protection%local context
金融消费者作为金融交易的一极对于构建和谐、健康的金融市场有着举足轻重的作用。然而,金融消费者的权益时常被侵犯且普遍保护不周。无论从经济学、社会学还是法学角度进行分析,对金融消费者权益进行保护都具有正当性。对于金融消费者的权益应当进行倾斜和适度的法律保护,并且应针对我国本土语境,对农民、年轻人和西部金融消费者给予更大程度的倾斜保护,对处于金融市场中垄断地位的国有金融应赋予更多保护金融消费者权益保护的义务。在法律制度安排上,结合我国国情应做出一般与特殊相结合的制度安排。
金融消費者作為金融交易的一極對于構建和諧、健康的金融市場有著舉足輕重的作用。然而,金融消費者的權益時常被侵犯且普遍保護不週。無論從經濟學、社會學還是法學角度進行分析,對金融消費者權益進行保護都具有正噹性。對于金融消費者的權益應噹進行傾斜和適度的法律保護,併且應針對我國本土語境,對農民、年輕人和西部金融消費者給予更大程度的傾斜保護,對處于金融市場中壟斷地位的國有金融應賦予更多保護金融消費者權益保護的義務。在法律製度安排上,結閤我國國情應做齣一般與特殊相結閤的製度安排。
금융소비자작위금융교역적일겁대우구건화해、건강적금융시장유착거족경중적작용。연이,금융소비자적권익시상피침범차보편보호불주。무론종경제학、사회학환시법학각도진행분석,대금융소비자권익진행보호도구유정당성。대우금융소비자적권익응당진행경사화괄도적법률보호,병차응침대아국본토어경,대농민、년경인화서부금융소비자급여경대정도적경사보호,대처우금융시장중롱단지위적국유금융응부여경다보호금융소비자권익보호적의무。재법률제도안배상,결합아국국정응주출일반여특수상결합적제도안배。
As one of the financial transactions, financial consumers play an important role in building a harmonious and healthy financial market. However their financial interests are often violated and not protected properly. It is right to protect the financial interests of consumers when analyzed in a social, economical or legal way. We should strengthen the protection for financial consumers properly, extremely for farmer, young, and western consumers. For monopoly state-owned finance, they should be obliged to take the duty to protect the consumers, and this should be carried out according to our national conditions with a combination of general and special institutions.
