CAJ | 학술논문

以山西省范围内中国人保、中国人寿、中国平安、太平洋等多家大型保险公司保险代理人问卷调查的数据为基础，应用logistic模型进行实证分析，通过深入剖析，指出导致当前保险纠纷发生率较高的保险代理人方面的因素主要涉及准入条件、法律意识及个人专业素养等，可从提高准入门槛、健全和贯彻落实《保险法》、不断提升个人专业素养方面入手提升对保险代理人的监管力度，为保险业的健康持续发展创造人才条件。
이산서성범위내중국인보、중국인수、중국평안、태평양등다가대형보험공사보험대리인문권조사적수거위기출，응용logistic모형진행실증분석，통과심입부석，지출도치당전보험규분발생솔교고적보험대리인방면적인소주요섭급준입조건、법률의식급개인전업소양등，가종제고준입문함、건전화관철락실《보험법》、불단제승개인전업소양방면입수제승대보험대리인적감관력도，위보험업적건강지속발전창조인재조건。
Based on questionnaires within the scope of personal insurance agent in Shanxi province insurance companies include China life, Ping An of China, the Pacific and other large insurance companies. Insurance survey data based on logistic model, empirical analysis, through the thorough analysis, pointed out that the current insurance disputes led to a higher incidence of personal insurance agent factors mainly related to access condi- tions, legal consciousness and personal and professional accomplishment. By improving the entry threshold, improving and implement the＂ insur- ance law＂, and constantly improving personal and professional accomplishment aspects to enhance the supervision of the insurance agents, in order to make the creative talent condition, for the insurance industry sustained and healthy development.