CAJ | 학술논문

在“十二五”全面推进社会信用体系建设的背景下，加强商业信用信息资源的建设工作具有重要意义。在明确商业信用信息定义的基础上，对国内商业信用信息开发利用的六种主要模式进行了对比分析，指出目前尚未形成高效合理、可向全社会推广的应用模式。从国内市场实际情况出发，对未来全面协同的开发利用模式予以重点探讨。
재“십이오”전면추진사회신용체계건설적배경하，가강상업신용신식자원적건설공작구유중요의의。재명학상업신용신식정의적기출상，대국내상업신용신식개발이용적륙충주요모식진행료대비분석，지출목전상미형성고효합리、가향전사회추엄적응용모식。종국내시장실제정황출발，대미래전면협동적개발이용모식여이중점탐토。
On the background of promoting the social credit system construction during the Twelve Five Year period, it was important to strengthen the construction work of commercial credit information re-sources. On the basis of well-defined commercial credit information, the author made a comparison analysis on the six main mode of development and utilization of commercial credit information in China. And the result showed that it has not yet formed the application mode which was efficient and reason-able and popularized to the whole society. Starting from the actual situation of domestic market, the au-thor made a mainly discuss on development and utilization mode of comprehensive collaboration for the future.