CAJ | 학술논문

在医疗实践中，相当比例的医疗损害纠纷不是由于医疗机构存在医疗过错或者过失导致。患者在遭受非医疗过失导致的医疗损害后，如果医院方无过错，而要患者自行承担风险，为患者不能接受。本研究从我国建立手术意外保险制度的可能性进行分析，一方面，能达到一般保险制度对风险、事故所致损失进行补偿的目的；另一方面，通过推行手术意外险，全方位提高全社会人员的医疗意外风险意识，从而从根本上极大程度的转移医疗风险和医疗执业风险。
재의료실천중，상당비례적의료손해규분불시유우의료궤구존재의료과착혹자과실도치。환자재조수비의료과실도치적의료손해후，여과의원방무과착，이요환자자행승담풍험，위환자불능접수。본연구종아국건립수술의외보험제도적가능성진행분석，일방면，능체도일반보험제도대풍험、사고소치손실진행보상적목적；령일방면，통과추행수술의외험，전방위제고전사회인원적의료의외풍험의식，종이종근본상겁대정도적전이의료풍험화의료집업풍험。
In medical practice , lots of medical tangles are not attributed to the medical errors or malprac-tices.However, the patient refused to accept the medical risk by himself even there were no malpractice for hospi-tal.In the paper the possibilities were analyzed to operate accident insurance in China , with which we can not only get compensation for medical accident or risk , but also raise the people's awareness of medical accident .