CAJ | 학술논문

技术创新是企业获得竞争优势的决定力量，也是一国经济持续增长的内在动力。它需要各项制度的综合支持，金融支持尤为重要，融资环境的优劣在很大程度上反映金融支持的力度和效率。本文构建了技术创新的融资环境评价体系，通过对陕西省高新区及产业园区内中小型科技企业技术创新的走访调查及问卷调查，采用模糊综合评价法对陕西省中小型科技企业的融资环境进行综合评价。结果表明：陕西省金融支持技术创新的体系中，政府支持的评价水平远远高于其他一级因素，而银行体系融资、可供选择的融资渠道、中介机构服务的融资环境评价水平基本持平，且与政府支持的评价水平相差较多。
기술창신시기업획득경쟁우세적결정역량，야시일국경제지속증장적내재동력。타수요각항제도적종합지지，금융지지우위중요，융자배경적우렬재흔대정도상반영금융지지적력도화효솔。본문구건료기술창신적융자배경평개체계，통과대합서성고신구급산업완구내중소형과기기업기술창신적주방조사급문권조사，채용모호종합평개법대합서성중소형과기기업적융자배경진행종합평개。결과표명：합서성금융지지기술창신적체계중，정부지지적평개수평원원고우기타일급인소，이은행체계융자、가공선택적융자거도、중개궤구복무적융자배경평개수평기본지평，차여정부지지적평개수평상차교다。
Technological innovation is not only the decisive force to gain a competitive advantage, but also a country's sustained economic growth inherent dynamism. It requires integrated support of various systems, and financial support is particularly important. The merits of the financing environment largely reflect the strength and efficiency of financial support. This paper builds the technology innovation financing environment evaluation system, through the Shaanxi Provincial High-tech Zone and Industrial Park, technological innovation technology SMEs visited surveys and questionnaires, the use of fuzzy comprehensive evaluation method for small and medium sized technology enterprises in Shaanxi Province financing environment comprehensive Evaluation. The results show that in the Shaanxi Provincial financial support of technological innovation system, the evaluation level of government support is much higher than other primary factors, but the evaluation level of environmental assessment of the banking system financing, alternative financing sources, financing intermediary services are basically the same, and quite different from that of the government support.