CAJ | 학술논문

资金是企业进行生产或服务需要投入的三大要素之一，且在所有资源的转化过程当中，其又成了关键的媒介。因此，小微企业在创建企业初期必然需要以自有资金、银行信贷、个人借款等方式进行资金的筹集。我国小微企业创建期的各种融资方式具有各自的特点，以层次分析法对小微企业创建期的融资选择进行比较和分析，最终得出以综合评价指数值最大的方案作为选择决策目标。
자금시기업진행생산혹복무수요투입적삼대요소지일，차재소유자원적전화과정당중，기우성료관건적매개。인차，소미기업재창건기업초기필연수요이자유자금、은행신대、개인차관등방식진행자금적주집。아국소미기업창건기적각충융자방식구유각자적특점，이층차분석법대소미기업창건기적융자선택진행비교화분석，최종득출이종합평개지수치최대적방안작위선택결책목표。
Capital is one of three elements of production or service in enterprises, is also the key media in the process of resource conversion, so it is necessary for every small and micro enterprise to raise funds by its own funds, bank loans, personal loans and other means. Various financing methods during China' s small enterprises creating period have their own characteristics. With administrative levels analysis method, financing options during small businesses creating period are compared and analyzed so that we eventually come to take the maximum programme of comprehensive evaluation index values as a selection decision goal.