科技创新与生产力
科技創新與生產力
과기창신여생산력
SCI-TECH INNOVATION & PRODUCTIVITY
2013年
11期
56-57,60
,共3页
个人住房贷款%风险防范%信用风险
箇人住房貸款%風險防範%信用風險
개인주방대관%풍험방범%신용풍험
individual housing loans%risk%credit risk
在分析个人住房贷款的风险来源的基础上,提出了可采取的风险防范措施,包括建立个人房贷信用档案、不断寻找优质客户、降低操作风险、实现风险转移等防范建议。
在分析箇人住房貸款的風險來源的基礎上,提齣瞭可採取的風險防範措施,包括建立箇人房貸信用檔案、不斷尋找優質客戶、降低操作風險、實現風險轉移等防範建議。
재분석개인주방대관적풍험래원적기출상,제출료가채취적풍험방범조시,포괄건립개인방대신용당안、불단심조우질객호、강저조작풍험、실현풍험전이등방범건의。
Based on the analysis of individual housing loan risk sources, the risk prevention measures, including the establish-ment of individual housing loan credit archives, the author constantly looked for quality customers, reduced operating risk, implementation risk transfer prevention suggestions.