CAJ | 학술논문

结合广州市社区合作医疗运行特点和我国基本医疗保障制度存在的问题，予以探索其对于完善我国医疗保障体系的重要价值。文章认为在我国基本医疗保障制度保障水平偏低，疾病风险不确定，医疗需求多元化和医疗费用的膨胀及人口老龄化背景下，应鼓励具有经济实力的社区、企业发展类似于企业年金的合作医疗，作为基本医疗保障制度的补充，这有助于弥补基本医疗保障制度的不足，满足多元化医疗需求。
결합엄주시사구합작의료운행특점화아국기본의료보장제도존재적문제，여이탐색기대우완선아국의료보장체계적중요개치。문장인위재아국기본의료보장제도보장수평편저，질병풍험불학정，의료수구다원화화의료비용적팽창급인구노령화배경하，응고려구유경제실력적사구、기업발전유사우기업년금적합작의료，작위기본의료보장제도적보충，저유조우미보기본의료보장제도적불족，만족다원화의료수구。
By analyzing the operation characteristic of community cooperative medical system in Guangzhou and the existing problem of basic medical insurance system in China, it provides the important value of exploring the implement of medical insurance system in China. Under the background of the low security level of basic medical insurance system in China is relative low, the disease risk is uncertain, medical needs diversification, medical cost inflation and the aging tendency of population, it is revealed to encourage the cooperative medical treatment of community with economic strength and enterprise development with similar enterprise annuity, as the supplement of the basic medical security system would help to compensate the lack of basic medical insurance system and meet the demand of diversified medical treatment.