CAJ | 학술논문

本文选取宏观经济、货币银行、泡沫风险及外部经济环境影响4大类指标进行金融风险评估体系设计，并采用因子分析法来进行实证检验，分析结果表明，我国金融风险呈现震荡上升趋势，风险存在进一步扩大，并提出规避风险的建设性建议。
본문선취굉관경제、화폐은행、포말풍험급외부경제배경영향4대류지표진행금융풍험평고체계설계，병채용인자분석법래진행실증검험，분석결과표명，아국금융풍험정현진탕상승추세，풍험존재진일보확대，병제출규피풍험적건설성건의。
This paper selects four major categories indicators including macroscopic economic environment risk, monetary banking risk, bubble risk and exterior environment risk to assess financial risk, and uses factor analysis to empirically test. The results show that China＇ s financial risk presents an upward trend and exists to further expand. Then the paper puts forward constructive proposals to avoid the risk.