CAJ | 학술논문

文章研究旅游保险的发展与建设问题。随着经济的发展，我国近年来旅游产业得到了迅速的发展，但是旅游保险做为保障旅游风险的重要工具却没有得到相应发展。文章认为游客认识不足、保险人不重视旅游保险业务、旅游保险险种设计不合理与旅行社缺乏宣传是旅游保险发展不足的原因，因此提出了包括加强旅游保险产品的研究与开发、提升旅游保险服务质量、做好旅游保险宣传工作以及加强旅游保险的监管在内的四点未来发展建议。
문장연구여유보험적발전여건설문제。수착경제적발전，아국근년래여유산업득도료신속적발전，단시여유보험주위보장여유풍험적중요공구각몰유득도상응발전。문장인위유객인식불족、보험인불중시여유보험업무、여유보험험충설계불합리여여행사결핍선전시여유보험발전불족적원인，인차제출료포괄가강여유보험산품적연구여개발、제승여유보험복무질량、주호여유보험선전공작이급가강여유보험적감관재내적사점미래발전건의。
In this paper, we study the development and construction of travel insurance. With the development of economy, our tourism industry has been rapidly increased in recent years. But as a safeguard of tourism risk, travel insurance didn’t get the corresponding development. We suggest that the visitors understanding insufficiency, the underwriter does not attach importance to business travel insurance, travel insurance design is not reasonable and the lack of publicity by the travel agency are the reasons of the insufficient development of travel insurance. At end of this paper, we put forward four suggestions including strengthening the research and development of tourism insurance products; improving the quality of travel insurance service; extending travel insurance propaganda and strengthening the tourism insurance regulation.