西北人口
西北人口
서북인구
NORTHWEST POPULATION JOURNAL
2014年
5期
73-79,84
,共8页
养老保险制度%模式%水平%比较分析
養老保險製度%模式%水平%比較分析
양로보험제도%모식%수평%비교분석
Pension system%Pension model%Pension level%Comparative analysis
中国和日本是亚洲两个邻邦国家，但两国养老保险制度的模式及水平存在较大差别。日本建立了“全民皆年金”的养老保险制度，替代率与养老保险支出水平都比较高。与日本相比，中国城乡养老保险体系初步建立，养老保险支出水平较低，新农保和城居保等制度的覆盖面和给付水平亟待提高。因此，借鉴日本经验，中国应通过加快全国统筹并实现基础养老保险一元化、扩大覆盖面并提高扩面质量等措施，推进城乡养老保险体系的建设与发展。
中國和日本是亞洲兩箇鄰邦國傢，但兩國養老保險製度的模式及水平存在較大差彆。日本建立瞭“全民皆年金”的養老保險製度，替代率與養老保險支齣水平都比較高。與日本相比，中國城鄉養老保險體繫初步建立，養老保險支齣水平較低，新農保和城居保等製度的覆蓋麵和給付水平亟待提高。因此，藉鑒日本經驗，中國應通過加快全國統籌併實現基礎養老保險一元化、擴大覆蓋麵併提高擴麵質量等措施，推進城鄉養老保險體繫的建設與髮展。
중국화일본시아주량개린방국가，단량국양로보험제도적모식급수평존재교대차별。일본건립료“전민개년금”적양로보험제도，체대솔여양로보험지출수평도비교고。여일본상비，중국성향양로보험체계초보건립，양로보험지출수평교저，신농보화성거보등제도적복개면화급부수평극대제고。인차，차감일본경험，중국응통과가쾌전국통주병실현기출양로보험일원화、확대복개면병제고확면질량등조시，추진성향양로보험체계적건설여발전。
China and Japan is neighboring country of Asia,but there is a great difference between the model and level of pen-sion system of two countries. The Japanese pension system with the policy ideas "universal coverage in public pension" has been established, and the level of replacement rate and pension expenditure are higher. Compared with Japan, Chinese urban and rural pension insurance system has also been established, the pension expenditure is relatively lower, the coverage and payment level of the new rural pension system and the pension system of urban residents needs to be improved. Therefore , referencing the Japanese experience,we should promote the construction and development of urban and rural pension system through speeding up the national pooling and the unification of basic pension , expanding the coverage of pension system and enhancing the coverage quality etc.
