CAJ | 학술논문

过高的医疗职业风险会促使医生为减少压力而采取各种保守及预防性治疗，从而导致医疗资源的浪费。鉴此，迫切需要一种有效的风险转移机制来转移和降低医方的从业风险。在我国建立医疗责任保险制度，将有利于转移医疗风险、缓解医生压力，有利于保护患方权益、缓和医患矛盾，有利于维护医院权利、促进医院管理，有利于发展保险事业，促进医学发展。
과고적의료직업풍험회촉사의생위감소압력이채취각충보수급예방성치료，종이도치의료자원적낭비。감차，박절수요일충유효적풍험전이궤제래전이화강저의방적종업풍험。재아국건립의료책임보험제도，장유리우전이의료풍험、완해의생압력，유리우보호환방권익、완화의환모순，유리우유호의원권리、촉진의원관리，유리우발전보험사업，촉진의학발전。
Excessive medical professional risks will encourage doctors take various conservative and preven-tive treatment to reduce the pressure, which will result in the waste of medical resources. Therefore, it is urgent to establish a kind of effective risk transfer mechanism to transfer and reduce doctors' risks. Establishing the system of medical liability insurance in China will be helpful in transferring medical risks, releasing doctors' pressure, protecting patients' rights and interests, defusing doctor-patient conflicts, maintaining hospital right, promoting hospital management, developing insurance business, and promoting the development of medicine.