CAJ | 학술논문

本文基于国内外医疗保障经办的实践，从管理成本、人力负担、费用控制等角度分析商保经办大病保险的优劣势。指出未来商保良好绩效的实现，需要其明确战略目标，不断提升经营管理水平，同时也需要相关监管和评估机制的进一步完善。
본문기우국내외의료보장경판적실천，종관리성본、인력부담、비용공제등각도분석상보경판대병보험적우열세。지출미래상보량호적효적실현，수요기명학전략목표，불단제승경영관리수평，동시야수요상관감관화평고궤제적진일보완선。
Based on the practice of medical insurance both in and abroad, we analyses the advantage and disadvantage of the insurance companies to undertake the major illness medical insurance in the aspects of administration fee, economic burden, cost control and service. We point out that with specific target and the improvement of supervision and evaluation system, the insurance companies can increase their performance.