CAJ | 학술논문

自2003年以来，针对我国房地产市场出现的供求失衡、房价涨幅过大等问题，政府运用信贷、税收、土地等多种政策工具对房地产市场进行规制。本文通过实证数据，基于民生改善的视角说明了我国房地产市场政府规制效果不理想，表现在：房价还没有回到合理的价位，中低价位、保障性住房供给不足。规制效果不佳的根源在于政府规制缺乏一套完善的制度保障和长效机制。多年来尽管房地产市场规制政策频繁出台，但地方财政对土地收入过于依赖、住房保障制度建设滞后、房地产税收制度不合理等根本性问题并没有解决。因此，房地产市场规制的当务之急是要尽快加强长效的制度建设。
자2003년이래，침대아국방지산시장출현적공구실형、방개창폭과대등문제，정부운용신대、세수、토지등다충정책공구대방지산시장진행규제。본문통과실증수거，기우민생개선적시각설명료아국방지산시장정부규제효과불이상，표현재：방개환몰유회도합리적개위，중저개위、보장성주방공급불족。규제효과불가적근원재우정부규제결핍일투완선적제도보장화장효궤제。다년래진관방지산시장규제정책빈번출태，단지방재정대토지수입과우의뢰、주방보장제도건설체후、방지산세수제도불합리등근본성문제병몰유해결。인차，방지산시장규제적당무지급시요진쾌가강장효적제도건설。
To resolve the serious problems such as the supply and demand imbalance and the fast rise of the housing price in China' s real estate market, the government has put to use many kinds of policy tools, such as credit, tax and land to regulate the real estate market since 2003. According to the empirical data and from the perspective of improving people' s livelihood, this paper explains the inefficiency of government regulation, which lies in the facts that house prices have not returned to the reasonable price, and that the medium and low price housing and in- demnificatory housing are short of supply. The main reason is that the government regulation lacks a sound system se- curity and long-term mechanism. For many years, although the real estate market regulation policies are frequently issued, the fundamental problems have not been solved. For example, the local finance relies on land income too much, the housing security system construction is lagging behind, the real estate tax system is not reasonable, and so on. So the highest priority in the real estate market regulation is to strengthen the long term system construction as soon as possible.